MY CASH FLOW | Excel + Google Sheets | Personal Finance Tracker | Monthly & Annual Budget Spreadsheet

MY CASH FLOW – The Ultimate Personal Finance Tracker (Excel + Google Sheets)

Tired of confusing apps or messy spreadsheets? We’ve been there. That’s why we created MY CASH FLOW—a clean, easy-to-use personal finance template that actually works. Whether you’re budgeting your monthly income, managing multiple bank accounts, or tracking crypto earnings, this tool is made for real people with real goals.

Simple yet powerful, this all-in-one budgeting solution works seamlessly with both Microsoft Excel and Google Sheets.

✨ Features & Benefits

• ✅ Works with Google Sheets and Microsoft Excel (PC/Mac)

• ✅ Supports all currencies, including crypto

• ✅ Monthly & Annual Budget planning system

• ✅ Tracks income, expenses, and debt

• ✅ Built-in Profit & Loss Statement

• ✅ Dynamic dashboard (Budget vs. Actuals)

• ✅ Net Worth tracker & Spending Overview

• ✅ Track multiple income sources & bank accounts

• ✅ Multi-year overview to monitor long-term progress

• ✅ Easy to use – beginner-friendly, no tutorials needed

• ✅ Includes Quick Start Guide

• ✅ Fully editable categories and embedded comments

• ✅ Minimal, clean layout without distractions

• ✅ Built-in bookkeeping system

Ideal for individuals, couples, freelancers, or small business owners. Whether you're looking for a digital planner, personal ledger, or full cash flow manager — this template does it all.

📦 What You’ll Receive

• 1x Instant Download of ZIP file

• 1x Quick Start Guide (PDF)

• 1x Personal Budget Template in Excel

• 1x Google Sheets access link

💡 How to Use

Use MY CASH FLOW as a:

• Digital Budget Planner

• Cash Flow Manager

• Personal Ledger

• Bookkeeping Template

• Notion Finance Alternative

• Ultimate Personal Finance Tracker

🌍 Foreign Language Keywords

Accounting | personal budget | finances | household book | money | finances | diary | budget planner | monthly budget | follow | budget | Christmas budget

🔐 Important Information

• This is a digital product — no physical item will be shipped

• Works best in Microsoft Excel (PC/Mac) or Google Sheets

• Requires basic spreadsheet knowledge

• Currency exchange auto-updates with Microsoft 365 (manual option included)

• Protected by MY Cash Flow License – for personal use only

• Refunds and returns are accepted within 30 days of purchase

🚚 Delivery

Instant download.
Your files will be available to download once payment is confirmed.