Simple Budget Planner Spreadsheet | Income & Expense Tracker | Google Sheets & Excel | Dashboard, Savings & Debt Tracker

Take control of your money and start budgeting with ease using this beginner-friendly Budget Planner Spreadsheet! Designed for simplicity, clarity, and functionality, this digital budget template helps you track your income, expenses, savings, and debt all in one place. Whether you're new to budgeting or want a stress-free system, this planner is a perfect fit.

This spreadsheet works in both Google Sheets and Microsoft Excel, with a clean, easy-to-navigate dashboard that automates calculations for you—no complex formulas or finance knowledge needed.

✨ Features You’ll Love:

• ✅ Balance Tracker – Manage up to 18 balance accounts (savings, checking, debt, credit cards, and more)

• ✅ Net Worth Calculation – See your overall financial picture at a glance

• ✅ Currency-Friendly – Use any currency you prefer by editing one cell

• ✅ Reusable Budget Tabs – Easily copy and reuse for different budgeting periods

• ✅ Automatic Calculations – Spend less time on math and more on your goals

• ✅ Clean & Modern Dashboard – View data through organized charts and tables

• ✅ Beginner-Friendly – No experience needed; just plug in your numbers

• ✅ Cross-Device Access – Use on desktop, tablet, or mobile

• ✅ Editable in Excel or Google Sheets – Choose what works best for you

📂 What’s Included:

• ✔ 1 Budget Dashboard Tab

• ✔ Sample Spreadsheet (with example data)

• ✔ Step-by-step instructions

• ✔ Editable files in Google Sheets and Excel (.xlsx) formats

💻 What You’ll Need:

• A device with Google Sheets or Microsoft Excel

• A Google account (for Google Sheets)

• Basic computer or spreadsheet skills

📌 How It Works:

1. Purchase the product

2. Instantly download your files

3. Open the file in Google Sheets or Excel

4. Start budgeting with ease!

⚠️ Important Notes:

• This is a digital product — no physical item will be shipped

• Refunds and returns are accepted within 30 days of purchase

• For personal use only – resale or redistribution is not allowed

• This product is not financial advice – it is a budgeting tool

• Colors may look slightly different depending on screen settings

📦 Delivery

Instant Download – You’ll receive your files immediately after payment confirmation. No waiting!